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Tanzania: BOT Raises Capital for Banks

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Original Post Date: 2010-11-29 Time: 19:00:03  Posted By: News Poster

Arusha – Bank of Tanzania (BOT) has raised the minimum capital requirements for commercial banks from Tsh5bn to Tsh15b aimed at consolidating the strength of the banking industry and enhance financial institutions’ self-bail out in case of a crisis, an official has said.

“We have done this following the recent Central Bankers and Regulators meeting in Switzerland to draw new regulations referred to as The Basel 111 seeking to prevent a recurrence off the recent financial crisis,” said the country’s Prime Minister Mizengo P. Pinda.

“According to the regulations, banks are required to hold more reserves by January 1, 2015 with Tier 1 capital raised to 4.5% from two percent at the moment,” he said at the opening of the two-day 15th conference on financial institutions held at Arusha International Conference Centre (AICC) in Arusha, Tanzania.

It was held on the theme “Towards the East African Monetary Union and Implications to Finance Stability”. He said that the banks in addition will be required by January 2019 to set aside an additional buffer of 2.5% to withstand future periods of stress bringing the total core reserves required to seven percent.

“The recent crisis has brought to the forefront the fact that much as the financial sector has played an important role in the modern world development, it can turn into a potential source of risk to development if not well regulated,” he noted. He explained that with globalization, restrictions based on geographical borders have become less and less effective.

“Global economies have become significantly more interdependent and this has also meant that contagion has become a powerful tool for propagation of a crisis from one country to another,”.

“Therefore the misfortunes of systematically important countries can have far reaching repercussions globally, it is also true that key economic and financial players are no longer constrained by borders and this has weakened the role of nation states in controlling financial players,” he said.

He said that Tanzania is becoming more exposed to external shocks as they open the economy towards the East African Monetary Union.

“We need to make ourselves aware of not only the risks ahead of us and how to mitigate them but also the opportunities and how to make most out of them,” he advised. He said the financial sector has made profound achievements putting the country in a stronger footing as they move towards the Monetary Union.

‘There has been improvement in service provision, the number of banks has increased from only three public owned banks in early 1990’s to 42 banks while insurance companies have increased from two in 1990’s to 26 at the moment,” he explained.

He said that government has opened a window for lending to agriculture sector at the Tanzania Investment Bank to be used to increase credit to the agriculture sector.

“It is expected that the majority of Tanzanians about 80% who depend on agriculture for their livelihood will make use of this window effectively,” he noted.

Original date published: 29 November 2010

Source: http://allafrica.com/stories/201011291752.html?viewall=1